Hotline

NLS can help
almost everyone with the
exception of some

NOT a way of dealing
with Foreclosures

What does it all mean to you?

Loan Origination, Servicing, Securitization,
Debt Collection, Foreclosure, Eviction...
Fraud Alert!

DO YOU KNOW YOUR RIGHTS?
There are a number of key and critical statements in the SEC filings that
are grounds for attacking the validity of the loan.

Lawyers!
Claims of predatory lending practices and argument for subjective claims of
a material misrepresentations are not enough to win a decision here.

SUBSTANCE METER!

Weak :         Broker lied about the loan
Weak :         Lender made me sign
Moderate : No cash out as promised
Weak :        Lender over charged

Strong: material noncompliance withcriterion 1122(d)(3)(i),
as applicable to the Company during the twelve months ended
December 31. 2007.

We consult counsel and act as experts. Consumer must know what to ask
and how to approach thier attorney. Our network of attorneys are available to assist.
What do we do!
Audit, examine, research and deliver!
(here is current information we researched and tunred up for counsel just
today and in anticipation for filing a borrower claim for dismissal of the loan).

The Company had not instituted policies and procedures to monitor any performance or other triggers in accordance with the transaction agreements.

The 1122 statements for Wells Fargo Bank, National Association
(Corporate Trust Services) has disclosed material noncompliance with
criterion 1122(d)(3)(i), as applicable to the Company during the
twelve months ended December 31. 2006. Certain monthly investor or
remittance reports included errors in the calculation and/or the
reporting of delinquencies for the pool assets.

Although each servicing criterion required by Item 1122(d) of
Regulation AB is addressed in one or more of the Assessments of
Compliance with Servicing Criteria and related Attestation Reports
included with this report, the Servicer's, Home Loan Services, Inc.
f/k/a National City Home Loan Services Inc., Assessment of Compliance
and related Attestation Report did not address each of the servicing
criteria that the Servicer was required to address under the terms of
the related Servicing Agreement.

The Servicer has not identifiedsuch failure to provide an Assessment
and Attestation for these itemsas a material failure to fulfill its obligations
under the relatedservicing agreement in the Servicer's Compliance Statement
provided under Item 1123 of Regulation AB, because the Servicer asserts
that those items are not applicable to the Servicer. Negligence on behalf of the
parties , servicing agents and trustees in accordance with recovery by the
lien holder are where they appear to be vulnerable and outside the law.

Defects are these instruments and voidable are the conveyances where
the parties are pursuing a foreclosure.

NLS,
Nationwide Loan Services

Our experience includes working as warehouse lender and servicing agents with significant legal support foreclosure experience.
Wrongful Foreclosure Claims are filed against the lender and servicing agent for negligent practices or where we discover a material breach by one or more of the parties associated with providing you a loan.

Wrongful foreclosure actions are also brought when the servicers accept payments after initiation of the wrongful foreclosure process. It is common for borrowers to include allegations for emotional distress and punitive damages usually accompany any wrongful foreclosure action.
   NLS (310) 499-9951

It's a crime FOR A LENDER to
"INDUCE" a borrower to Inflate, fabricate and falsify information!

You must give Actual notice to
protest a wrongful claim.
Is your fraudulent income and
assets listed on the application lender induced?

^{PRESS RELEASE}

Nationwide Loan Services / Breakthrough for America's Sub Prime Homeowners

Mortgage meltdown is the buzz word known for bad news mortgage lending. The foreclosure business may have taken a new direction according to analysts Nationwide Loan Services, "NLS" a recognized subprime auditing firm based in Los Angeles, California.

The firm is announcing a small but welcome breakthrough to homeowners in the seemingly never ending economic calamity known also as the Mortgage Mess meltdown. There is information suggesting the lenders of America are not exactly truthful and coming forward with who participated in the mess and what each of their roles were in the structure and development of subprime mortgage loan securitization.

Mortgage securitization is what financed nearly all the homes in foreclosure. That concern is raising questions as to a failed asset backed security platform and programs.

Were the underlying assets a function of lender corrupt acts or wall Street negligence?

In the meantime, we see claims against millions of American households continuing to rise through late 2009.

Are some of these loans part of a bad Wall Street offering and investments?. . . nothing more than a "blown" securities deal?

Some analysts feel the multiple set of large transactions over the year from 2002 through 2006 are so impaired they may be gone south.

The investments are up grabs at the moment and will require serious interpretation by lawyers who should attack the underlying mortgages that obligate homeowners all across the nation.

According to Soliman, ”to the terms of the Underwriting Agreement, between the Company and the Underwriter for the Securities. The stock is part of a private placement that was issued pursuant to a Pooling and Servicing Agreement, (the "Pooling and Servicing Agreement"), among the securities Trust or entity known as the Company, National City Home Loan Services, Inc. and Deutsche Bank National Trust Company."

According to Soliman, the homeowners maybe within their rights for claims seeking to recover their homes under a court ordered cancellation or restoration. Many are starting to pick up on the news and ask - -Can this really be true?

That depends on the agreement amongst parties that have involvement in the securities offering, the structure of the deal and certain other legal reps and warrants that we are trained to look for and will point out to counsel.

If this argument has finally come together, then the question begs "who owns the home and what about the underlying lien on properties situated across the country? You, the homeowner evidently own the home - and we are still looking to determine who the investors are represented by or where they even all went for that matter says Soliman. The Purchase and Sale contract is the "glue" sort of speaking that obligates the so called "lender" to deliver or deposit but that is their sole responsibility. That is the lender but only there to originate loans; either “flow" one at a time or in “bulk" pools. Just because the servicer has the same or similar name to the supposed lender does not mean the lender and servicer are the same,

In the Lehman Brothers case, the contract reads "All terms in that certain

Trust Agreement (the “Trust Agreement”), dated as of November 1, 2006, among the Depositor, Aurora Loan Services LLC, as master servicer (“Aurora”) and U.S. Bank National Association, as trustee (the “Trustee”). WHEREAS, Lehman Brothers Bank, FSB (the “Bank”), pursuant to the following specified agreements (each, a “Bank Transfer Agreement” and collectively, the “Transfer Agreements”), has purchased or received certain mortgage loans identified on the Mortgage Loan Schedule attached hereto as Schedule A-1 (each, a “Bank Transferred Mortgage Loan” and collectively, the “Transferred Mortgage Loans”). Flow Mortgage Loan Purchase, Warranties and Servicing Agreement dated as of

October 1, 2006, including REG AB Addendum, by and between the Bank and ABN AMRO Mortgage Group, Inc. (“ABN AMRO”);" Say what?

This is not a Wall Street cover-up, securities integrity debate or designated nominee "MERS” technical issue. Soliman said the growing volume of information on the street and in the web all seem to isolate on some flaw in the system which are grounds to fight a foreclosure.

"My take on this mess is from my secondary experience and having been a dealer of impaired assets. There is a big picture being lost here amongst the pieces".

For immediate release

www.borrowerhotline.com

NLS Mortgage Lending

& Servicing Examiners

ANTI-PREDATORY
LENDING GUIDANCE

Ask yourself -

If you lose your home, will you regret never trying?

Establish a case for a lender that caused you to fall victim to a predatory loan, and fight back America.

The transaction remains rescindable for up to three years. Upon a consumer rescinding a transaction, the security interest in the property becomes void. herein the lender must reimburse the consumer for all of the finance charges collected over the life of the loan.

The fact is, most rescission errors are alleged in foreclosure, after it is initiated by the lender. This can explain why a financial institution will hire outside auditors and examiners to regularly review the institution's right of rescission and over all compliance program. This is something that should happen in order to verify proper compliance before initiating action against a lender.

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Negotiated Settlements for borrowers who may have a claim for improper lender settlement practices and negligent under-writing and acceptance.

Regaining Ownership after Foreclosure: Did you know that a foreclosure can be reversed?

Join NLS and Borrowers across America,
FIGHT BACK!

Hold the parties really responsible for this mess accountable!

You have rights!

Don't make another dead end phone call, call NLS AUDITORS AND ADVISORS, EXPERIENCED INDUSTRY EXPERTS AND LEGAL ADVISORS with the knowledge and experience that you need!

Nationwide Loan Services
(877) 732-7653

Borrowers - Attorneys - Regulatory Agencies - Lenders

Foreclosure Infoshare & Defense - Unfair & Wrongful Practices / "Homeowners" Real Estate WebSite

Wrongful Foreclosure & Lender Complaints (877) 732-7653